HCH TrueChoice
Our Level-Funded Solution
HCH TrueChoice offers a level-funded healthcare solution for small to medium-sized
businesses with 15 to 250 covered employees. Employers can enjoy personalized service, substantial savings, and access to top-tier networks across Texas, Oklahoma, and Louisiana. Experience the benefits of a level-funded healthcare solution crafted to meet the unique needs of your business.
Our Level-Funded Capabilities
Explore what sets us apart and what we can offer your business below.
Experience
Significant Savings
Centered around our high-performance network, HCH Sync, we offer a cost-effective alternative that delivers up to 15% to 25% savings on healthcare costs.
No Individual
Applications Required
Streamlined underwriting and quoting allow us to provide underwritten quotes, never asking for individual applications.
Personalized
Customer Service
Every group gets a dedicated implementation specialist and account manager so that you receive exceptional customer service.
Low Renewals
With low renewal trends, your business doesn’t have to worry about the year-over-year increase from traditional health insurance plans.
How We Differ
HCH TrueChoice offers upfront savings and a high-performance network to control costs. Claims are paid from the claim funding portion of the monthly premium for expenses below the plan’s stop-loss coverage level. If the plan performs better than expected, employers receive a refund. For large claims that exceed the monthly exposure level, stop-loss coverage steps in to cover the excess costs, ensuring renewal increases remain manageable for your budget.
Markets We Serve
HCH TrueChoice provides customized local support to communities across Texas, including Austin, Dallas-Fort Worth, Houston, San Antonio, Corpus Christi, East Texas and the Rio Grande Valley, as well as in Oklahoma and Louisiana. Our innovative HCH Sync network offers a high-performance, cost-effective healthcare alternative prioritizing quality care and exceptional service.
In addition to offering high-performance network solutions, HCH TrueChoice has broad network access across Texas and Louisiana, including an extensive network in Oklahoma HCH Plus. No matter where you are, we are committed to delivering a healthcare solution that meets the unique needs of your community.
About HCH TrueChoice
HCH TrueChoice is a level-funded product that offers a cost-effective solution for employers seeking the advantages of self-funding with reduced financial risk. Backed by Healthcare Highways, a trusted medical provider network company, our plan combines predictable monthly payments with access to our high-performance HCH Sync network. This ensures your employees receive top-quality care while you maintain budget stability. HCH TrueChoice empowers you to take control of healthcare costs, delivering exceptional coverage and service.
Meet the HCH TrueChoice Team
Mike Ryan
President, HCH TrueChoice
Mike Ryan is the current president of HCH TrueChoice, Healthcare Highways’ level-funded product. He previously was the executive vice president over multiple departments for Healthcare Highways, supporting sales and service. Mike has over 30 years of experience in healthcare sales and services and has held several leadership positions at both national and regional organizations.
Mike began his career as a public accountant, earning his CPA designation, while working primarily in the audit department of a national accounting firm. Mike subsequently transitioned into healthcare insurance, joining the sales department of Mass Mutual’s Employee Benefits Division. Mike rose to a leadership position at Mass Mutual, which was later acquired by Wellpoint and operated under the UniCare brand's Life & Health Division. He was a regional vice president and president of Century Healthcare, which became a market leader in Limited Benefits & MEC products under his leadership before it was sold in 2019.
He is a longtime member of the National Association of Health Underwriters (NAHU), served as president of the Dallas Chapter from 2009-2010, and has been awarded the chapter’s highest recognition, the Henry Dawson Award, for his time and service to the organization.
Pierce Ryan
Director of Sales
Texas, Oklahoma, Louisiana
Matt Horn
Sr. Director, Business Development
Houston
Brenda Orellana
Director of Business Development
San Antonio, Corpus Christi
Garrett Dunlap
Director of Business Development
Austin
Dodger Lambourn
Director of Business Development
Dallas-Fort Worth, East Texas
Melanie Howell
Sales Coordinator
Nick Eckert
Director of Business Development
Oklahoma, Louisiana
Melanie Sassano
Implementation Specialist/ Account Coordinator
Peyton Fotis
Director of Business Development
General Agents
Roury Judge
Implementation Specialist/ Account Manager
Let's Get Started
If your company falls within the 15 to 250 employee size segment, we’re ready to offer a competitive quote and support you every step of the way. Click below for a level-funded solution that is right for you!